Effective December 1, 2006
The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account.
| Savings Account Fees |
| Minimum Balance Fee: |
$5.00 per month if the minimum balance is not maintained |
| Excessive Withdrawal fee: |
$2.50 will be charged for each withdrawal in excess of six (6) per quater. |
| Checking Account Fees |
| Overdraft fee: |
$25.00 per item |
| NSF fee: |
$25.00 per item |
| Returned Item fee: |
$25.00 per item |
| Stop Payment fee: |
$25.00 per request |
| Check Printing fee: |
Price may vary depending upon style |
| Other Service Fees (applicable to all accounts) |
| Account Reconciliation fee: |
$15.00 per hour |
| Account Research fee: |
$15.00 per hour |
| Statement Copy fee: |
$1.00 per copy |
| Deposited Item Return fee: |
$10.00 per item |
| Wire Transfer (outgoing) fee: |
$10.00 per transfer |
| Travelers Check fee: |
$1.00 per $100.00 |
| Teller Check fee: |
$2.00 in excess of one (1) per day |
| Copy of Checks fee: |
$1.50 |
| Account History fee: |
$2.00 |
| Automatic Transfer of Funds fee: |
|
| From Savings to Cover Check |
$5.00 |
| Check Cashing fee |
$3.00 if aggregate balance in share & loans accounts is less than $500.00 |
| ATM/Debit Card Replacement fee: |
$5.00 |
| Electronic Funds Transfer Fees |
| Nonproprietary ATM Withdrawal/Transfer fee: |
$1.00 |
| Balance Inquiry fee: |
$0.50 for each balance inquiry at non-proprietary ATMS |
| Preauthorized EFT Fees |
| Non-Sufficient Funds fee |
$25.00 |
| Credit Union Membership |
| Membership Share: |
$25.00 |
Courtesy Pay
Transactions to cover insufficient checking account funds that may generate a fee of $25.00 include: ATM, NSF checks, Bill Pay, ACH/EFT, Audio Response, Point of Sale and Over the Counter.
The rates and fees appearing in this Schedule are accurate and effective for accounts as of the Last Dividend Declaration Date indicated on this Rate and Fee Schedule. If you have any questions or require current rate and fee information on your accounts, please call the credit union.
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