At Fidelity Federal Credit Union, we offer the VISA® Classic and the VISA® Gold credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a Fidelity Federal Credit Union VISA® Card.

You'll enjoy the following benefits:

  • No annual fee
  • Secured and unsecured fixed rates
  • 25-day grace period
  • No transaction fee on cash advances from your credit union (interest accrues from the day of the advance)
  • Optional life and disability insurance available at low rates

Please click here to report a lost or stolen Fidelity Federal Credit Union VISA® Classic or VISA® Gold credit card or click here for the credit card payoff calculator.
Click here for a credit card application.

Choose The Plan That Works For You VISA® Classic VISA® Gold
Annual Percentage Rate (rates fixed) 12.9% Fixed Variable
Annual Membership Fee NONE NONE
Grace Period for Purchases 25 DAYS 25 DAYS
Method of Computing Balance Average Daily Balance
(including new purchases)
Minimum Finance Charge $0.50 NONE
Transaction Fee NONE NONE
Over-Credit-Limit Fee
$15.00
$20.00
Cash Advance Fee
NONE
NONE
Late Payment Fee
$15.00
$20.00
Minimum Payment Amount
$25.00
$25.00
Returned Check Fee
$25.00
$25.00
Statement Copy Fee NONE NONE
Card Replacement Fee NONE NONE

Late payments and over-limit transactions violate your VISA® account agreement.
Charges incurred by use of the VISA® card are due on receipt of the account statement.

Credit Life and/or Disability on Visa Cards

If you were suddenly disabled or unemployed, would you be able to keep up your Visa® payments? Worse, if you died, could your family meet those obligations? If you’re not sure, you may want to consider credit life and/or disability on your Visa card. This coverage can be included as a small addition to your monthly payment. Ask one of our loan officers for details. 678-420-7720 ext. 724 or 725.