At Fidelity Federal Credit Union, we offer the fixed rate and the variable rate Platinum credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a Fidelity Federal Credit Union VISA® Card.

You'll enjoy the following benefits:

  • No annual fee
  • 25-day grace period
  • No transaction fee on cash advances from your credit union (interest accrues from the day of the advance)
  • Optional life and disability insurance available at low rates

Please click here to report a lost or stolen Fidelity Federal Credit Union VISA® credit card or click here for the credit card payoff calculator.

Click here for a credit card application.

Click here for the Visa Platinum Plus disclosure.

Click here for the Visa Platinum disclosure.

Interest Rates and Interest Charges
Platinum Plus Platinum
Annual Percentage Rate (APR) for Purchases
9.90% or 12.90%
When you open your account, based on your creditworthiness
5.25%
This APR will vary with the market based on the Prime Rate.
APR for Cash Advances
9.90% or 12.90%
When you open your account, based on your creditworthiness
5.25%
This APR will vary with the market based on the Prime Rate.
APR for Balance Transfers
9.90% or 12.90%
When you open your account, based on your creditworthiness
5.25%
This APR will vary with the market based on the Prime Rate.
How to Avoid Paying Interest on Purchases Your due date is 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card, visit the Web site of the Federal Reserve Board at http://www.federalreserve.gov/creditcard.
Fees

Set-up and Maintenance Fees

  • Additional Card Fee
$20.00 per card

Transaction Fees

  • Foreign Transaction Fee
1.00% of each multiple currency transaction in U.S. dollars
0.80% of each single current transaction in U.S. dollars

Transaction Fees

  • Foreign Transaction Fee
  • Returned Payment Fee
$25.00
$25.00

How We Will Calculate Your Balance. We use a method called "average daily balance (including new purchases)."

Effective Date. The information about the costs of the card described in this application is accurate as of April 1, 2010. This information may have changed after that date. To find out what may have changed, contact the Credit Union.

OTHER DISCLOSURES

Document Copy Fee          $2.00
Rush Fee                           $15.00

Credit Life and/or Disability on Visa Cards

If you were suddenly disabled or unemployed, would you be able to keep up your Visa® payments? Worse, if you died, could your family meet those obligations? If you’re not sure, you may want to consider credit life and/or disability on your Visa card. This coverage can be included as a small addition to your monthly payment. Ask one of our loan officers for details. 678-420-7720 ext. 724 or 725.